Why C2 Financial?
As a top mortgage broker in the nation, C2 Financial offers access to superior loan products, competitive rates, and gold-star service. That's why over 115,000 families have chosen C2 Financial for their mortgage financing needs.
About Me
After 12 years of cultivating a reputation for trust and excellence as a real estate broker, I'm excited to offer an even more comprehensive service. I understand the complexities of the real estate process, and my passion is to make it as easy as possible for my clients. That's why I've added loan origination to my offerings. Now, you can handle your real estate and mortgage needs with one trusted professional, eliminating the stress of dealing with multiple parties.
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Conventional Loans
A mortgage not backed by the government, typically requiring good credit and often a 20% down payment to avoid private mortgage insurance, with limits up to $1,209,750 in high-cost California counties.
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FHA Loans
A government-insured mortgage designed to help low-to-moderate-income individuals, offering lower down payments (as low as 3.5%) and more flexible credit requirements, with specific loan limits varying by California
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Jumbo Loans
A mortgage for loan amounts exceeding the conforming loan limits set by federal agencies (over $1,209,750 in high-cost California areas), requiring stricter qualifications due to not being government-backed.
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USDA Loans
A government-backed loan for eligible rural properties in California, offering 100% financing (no down payment) to low-to-moderate-income borrowers.
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VA Loans
A government-guaranteed mortgage for eligible U.S. veterans, active-duty service members, and surviving spouses, uniquely offering no down payment and no private mortgage insurance.
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Refinancing
Replacing an existing mortgage with a new one to secure better terms, such as a lower interest rate, shorter term, or to cash out home equity, common in California to adapt to market changes or financial goals.
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San Diego, CA 92130